(f) If the notification required under paragraph (e) of this section is not made in or before the performance of the loan agreement or if it is not striking, this section shall not apply to the loan agreement, but the validity and enforcement of the loan agreement and the rights and obligations of the parties shall not be affected or affected. (1) « financial institution » means a bank, savings bank, savings and loan association or credit union, holding company, subsidiary or subsidiary of such an institution, or a lender authorized by the Secretary of Housing and Urban Development of the United States to participate in a mortgage insurance program under the National Housing Act (12 U.S.C Section 1701 et seq.). (b) A loan agreement in which the amount participating in the loan agreement exceeds US$50,000 is not applicable unless the agreement is signed in writing and signed by the party to be engaged or its authorized representative. « There are no un written oral agreements between the parties. (c) The rights and obligations of the parties to a contract subject to paragraph (b) of this section shall be exclusively determined by the written loan agreement and all prior oral agreements between the parties shall be replaced by and merged into the loan agreement. (e) In a loan agreement subject to subsection (b) of this section, the financial institution shall inform the debtor or debtor of the provisions of subsections (b) and (c) of this section. The notification must be contained in a separate document signed by the debtor or debtor or included in one or more of the documents that make up the loan agreement. The statement must be printed in bold, bold, underlined or otherwise taken from the written material surrounding it to be striking. In essence, the communication must specify: « This written loan agreement constitutes the final agreement between the parties and cannot be contradicted by oral agreements of the parties, by proof, simultaneous or subsequent.
2. `loan agreement` means one or more promises, debt instruments, agreements, obligations, guarantees, trust agreements or other documents or obligations, or any combination therefly of such acts or documents, under which a financial institution lends or delays the repayment of money, goods or other valuables, or agrees to lend or delay the repayment of money, goods or other valuables or, on the other hand,. . . . .